October 2008 - Property Protector News

1 October 2008

Property Protector News - Issue 1 Oct 2008

Welcome to our Newsletter

Dear Fellow BNL Member

Welcome to the first edition of Property Protector News, our new monthly newsletter keeping you informed of news and events both here at Property Protector and the Property Sector generally.

We hope you find it both useful and informative.

In This Issue

Are you taking advantage of us ?

Our scheme has been available to the network since October 2002 - are you taking full
advantage of the facility?

We have a suite of Property Owners products that provide cover for Residential &
Commercial property alike.

Visit our website for full details of our product range www.bnlpp.co.uk

New Product Launch ResidentialLite......

ResidentialLite is our new 'tandem' Residential policy, that provides cover for a wider range of
tenants, backed by one of Europe's largest insurance providers, AXA Insurance.

ResidentialLite is ideal for those money conscious property owners, but it excludes many of
the fringe covers provided by our Standard policy, such as Legal Expenses and Legal
Indemnities - to compare the differences in the two policies, you can find a comparison in our
downloads area. www.bnlpp.co.uk

Cover can be provided for all tenants types, including DSS Referrals, Asylum Seekers, Bedsits,
and Housing Association tenants.

The Lite policy is 25% less than our standard policy*, and is issued with a £250 Excess as
standard - further premium savings can be made by volunteering a higher excess, with
additional discounts of up to 20% available. (*Claim Free Only)

Significant Benefits include:

  • Level of Cover Subject to Tenant Type
  • Malicious Damage by Tenants (Covered up to £5,000)
  • £2m Property Owners Liability Cover
  • Loss of Rent Cover included up to 30% of Buildings
  • No Claims Discount available up to 15%
  • Easy "Statement of Fact" Basis of Contract
  • 90 days 'Full Cover' for Unoccupied property

Why not give us a call to discuss your requirements, from a single dwelling to a large portfolio, ResidentialLite will be able to cater for all your requirements.

This is a true wholesale scheme available only to Broker network members, so next time you have a Property Owners risk to place, ask the team to quote.

Full details of this new policy can be found on our website www.bnlpp.co.uk
Property Protector, 107 High Road, Beeston, Nottingham NG9 2JU
Tel: 0870 766 3239
Fax: 0870 766 3249

Don't forget our Standard Residential Scheme too ....

Property Protector Residential is a unique property owner's contract that provides exemplary
cover backed by the leading brand of Zurich Insurance.

This highly successful product, like all our products, is only available to Broker Network
members, giving you the edge over your competition.

The policy provides exemplary cover for Residential property lets for Professional, DSS and
Student tenants protecting buildings, contents and loss of rent. In addition, the policy provides
cover for Legal Expenses and Legal Indemnities as part of the standard package, something
unique to the Property Owners market.

We've compared our product with the best of the rest - Please take a look at our comparison
chart, to see how we stack up against the rest. You’ll find it in the downloads section of our
website. www.bnlpp.co.uk

Other Significant Benefits of the policy include:

  • Accidental Damage (Covered as Standard)
  • Malicious Damage by Tenants (Covered as Standard)
  • £5m Property Owners Liability Cover
  • Loss of Rent Cover included up to 30% of Buildings (as Standard)
  • No Claims Discount available up to 15%
  • Wide Unoccupied Wording with no onerous restrictions in cover.

Did you know that we write Commercial Risks too ??

Property Protector can provide cover for all types of Commercial and Industrial premises,
backed by the leading brand of Zurich Insurance.

Exemplary Cover
The policy mirrors the exemplary cover providing cover for larger commercial and industrial
premises, including Industrial Units, Large Developments, Out of Town Shopping Centres and
much more.

We can also cover Shops, Offices and or Retail units under the policy and in addition, the policy
can provide cover for Legal Expenses and Legal Indemnities as an option.
Why not contact us for a quotation for your clients’ portfolio risks?

Rollovers .... Account Consolidation you can rely on !

Many brokers, having realised both the quality of the product and speed and efficiency of our
service, have entrusted their entire Property Owners portfolio to us.

Having arranged several "rollover" deals, we make the process very simple - we take an
overview of your current book of business, and following a quick paper based questionnaire we
can usually offer:-

  • SUPERIOR COVER - Our exemplary product is better than most
  • EXPIRING TERMS - Renewal of the policy at expiring terms (or better)
  • NO HASSLE TRANSFERS - Statement of fact documentation for your client
  • ENHANCED COMMISSION - We have tiered commission levels up to 27.50%.

We don't shout about the level of service we offer, we just let other people do it for us. Don't just take our word for it, visit the website and see our testimonials page. Visit www.bnlpp.co.uk

Our aim is to give you the opportunity to expand your property owner's book of business with an easy to use "one stop shop" facility for all your Property Owners business.